Debt Management Programs
Starting your path to being debt free!
At Community Credit Counselling we start by reviewing your debt load and income. Once we have done this we decide with you on a course of action to achieve your financial freedom and stability. We look at doing this in the shortest time frame possible. You'll find that your debt load will be easier to handle and you'll have peace of mind. Our Debt Reduction or Management Programs are custom tailored to your current financial situation, to find the optimal solution to lower your monthly payments and reduce your debts fast.
Typically, dependent upon circumstances we either structure a debt management program or debt reduction program.
If being debt free in as little as 24 to 36 months for less than what you owe is the answer to your current financial crisis then give one of our counsellors a call or apply on line to discuss your specific situation.
Do you know your debt load? Download this debt calculator by clicking here.
Creditors recognize our services and work with us in the debt management program.
Our professionally trained credit counsellors evaluate your financial situation, then they create a budget, and work with creditors to negotiate reductions in:
- Finance charges
- Interest fees
- Late fees and/or over-limit charges
- Penalties
- Time to pay off
The Credit Counselling debt management program helps you to simplify monthly financial commitments. We will consolidate your payments into one simple monthly payment and disperse to your creditors on your behalf.
Our credit counsellors will provide you with a free budget analysis and recommendations. Our counsellors will also provide you with ongoing counselling throughout the program and once you complete the debt management program we are available to help you stay on target to be debt free and use credit wisely.
The debt management program provided by this creditor recognized service is the best option for you to avoid bankruptcy and financial stress. Community Credit Counselling will provide you with all the tools and resources you need and we will help prioritize and allocate your money throughout the program. In most cases our clients become debt free in 24 to 36 months. Visit FAQs page for more information.
Community Credit Counselors are available weekdays and evenings. Call to speak with our counsellors and have them help determine if a debt management program is right for you. Click here to begin the online application or Click here to contact us today.
