How we help you get out of debt

 

Debt Helpline

To speak with one of our credit counsellors or to contact us directly please call

Telephone 905-707-7695

Toll free 1-800.500-0003

"Focused on your financial health."

For Online Application Form please click here.

 

Community Credit Counselling Services of York Region

is a not-for-profit service.

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Benefits of Community Credit Counselling Services Program

 

We begin by assessing your financial situation. Then we provide a solution based upon your income and living expense. When you sign up for the Debt Management Program program, you will receive many benefits that not all agencies offer in a debt management program. Unlike some organizations or companies that have come into the credit counselling industry in recent years, our objective is to assist individuals and families with all aspects of their credit problems and avoid bankruptcy.

 

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For more than 15 years, Community Credit Counselling Services has been helping and educating people just like you in financial management and assisting consumers in taking control of their financial health and future. Our debt management program will help achieve all of your financial goals. With a creditor recognized program in credit counselling services, there are no hidden fees.

Our Credit Counselors are trained to understand your financial & credit problems and they work towards helping you with a plan that best fits you. You are assured that you will receive the highest customer care and will have a counsellor dedicated to your file.

 

Lower Monthly Debt Payments - Our services can reduce your monthly payments.

Eliminate Interest - If you are only paying the minimum payment on your high interest credit card debt, it could take you 15-20 years to pay it off. Our services work with your creditors to eliminate your interest which means, in most cases, you can be debt free in 24 to 36 months.

Get One Convenient Monthly Payment - You will only have to make one monthly payment to the non-profit debt management company instead of multiple monthly payments to your creditors.

End Creditor And Collection Agency harassment - If your creditors are calling you at home or work, this program will put an end to the harassing phone calls.

Stop Late and Over-the-Limit Fees - Many of your creditors will eliminate late and over-the-limit fees.

Manage All Debts - Our services can help you with credit cards, personal loans, collection agencies, medical bills and past due utility bills.  

Our credit counselling works with any type of unsecured debt you have, including:

  • Credit Cards
  • Department Store Cards
  • Private Label Cards
  • Lines of Credit
  • Unsecured personal loans
  • Collection Agencies

 

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